Terms of Service

1. Definitions

• "Service" refers to the IncomeGrow Stock platform and all its features
• "User" refers to any person accessing or using the Service
• "Account" refers to your registered user account on the Platform
• "Content" refers to all data, text, software, music, sound, photographs, graphics, video, messages, or other materials

2. Eligibility

To use this Service, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into a binding contract
• Not be prohibited from using the Service under applicable laws
• Provide accurate and complete registration information
• Maintain the security of your account credentials

3. Account Registration and Security

3.1 Account Creation

To access certain features, you must create an account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password confidential and secure
• Notify us immediately of any unauthorized account access
• Accept responsibility for all activities under your account

3.2 Account Termination

We reserve the right to suspend or terminate your account at our discretion, without notice, for:

• Violation of these Terms
• Fraudulent, illegal, or harmful activities
• Extended periods of inactivity
• Requests by law enforcement or government agencies

4. Use of Service

4.1 Permitted Use

You may use the Service for lawful purposes only. The Service is provided for personal, non-commercial use unless you have a commercial agreement with us.

4.2 Prohibited Activities

You agree NOT to:

• Violate any applicable laws or regulations
• Infringe upon intellectual property rights
• Transmit viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Scrape, crawl, or harvest data without permission
• Interfere with or disrupt the Service
• Impersonate any person or entity
• Use automated systems (bots) without authorization
• Engage in market manipulation or illegal trading activities
• Share false, misleading, or fraudulent information

5. Investment Disclaimer

• All investments carry risk, including the potential loss of principal
• Past performance does not guarantee future results
• We do not guarantee the accuracy or completeness of any information
• You are solely responsible for your investment decisions
• We are not liable for any investment losses

6. Intellectual Property

6.1 Our Content

All content on the Service, including text, graphics, logos, software, and data compilations, is owned by IncomeGrow Stock or its licensors and protected by intellectual property laws.

6.2 User Content

You retain ownership of content you submit to the Service. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute your content in connection with the Service.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.

8. Subscription and Payments

8.1 Premium Services

Certain features require a paid subscription. By subscribing, you agree to pay all applicable fees.

8.2 Billing

• Subscriptions automatically renew unless cancelled
• All fees are non-refundable except as required by law
• We may change pricing with 30 days' notice
• You are responsible for all applicable taxes

8.3 Cancellation

You may cancel your subscription at any time from your account settings. Cancellation takes effect at the end of the current billing period.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Service is provided "AS IS" without warranties of any kind
• We do not guarantee uninterrupted or error-free service
• We are not liable for any indirect, incidental, or consequential damages
• Our total liability shall not exceed the amount you paid us in the past 12 months
• We are not responsible for third-party content or services

10. Indemnification

You agree to indemnify and hold harmless IncomeGrow Stock, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Any content you submit to the Service

11. Dispute Resolution

11.1 Governing Law

These Terms shall be governed by the laws of India, without regard to conflict of law principles.

11.2 Arbitration

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration in Delhi, India, except where prohibited by law.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Continued use of the Service after changes constitutes acceptance of the revised Terms.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

14. Contact Us

If you have any questions about these Terms, please contact us: